21 Oct 2026
Can I get a mortgage in Spain as non-resident?
Can I get a mortgage in Spain as a foreigner?
The short answer is: yes, absolutely! However, the conditions and requirements of Spanish banks are different from what you might be used to back home.
In this new episode of House & Home in Spain, I explain clearly:
- How much of the property value a Spanish bank will finance (usually up to 70%).
- The income criteria and rules you need to meet (debt-to-income ratio).
- Which documents and preparations are essential for a smooth application.
With the right preparation, getting financing in Spain can be straightforward!
Want to find out your mortgage options for a dream home on the Costa Blanca? Send us a message at AP Properties Spain — we are happy to guide you!
Don't forget to subscribe to our channel for weekly practical tips on living, buying, and enjoying life in Spain!
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