The Costa Blanca is one of Spain’s most sought-after real estate destinations, attracting buyers from all over the world. Whether you're looking for a holiday retreat, a permanent residence, or a solid investment, this sun-drenched coastline offers something for everyone—stunning beaches, a relaxed Mediterranean lifestyle, excellent infrastructure, and strong property value appreciation.

However, buying a property in Spain involves a unique process that differs from other countries. Without the right guidance, it can be confusing or even risky. That’s where AP Properties Spain comes in. As the winner of the Luxury Lifestyle Awards 2024 and 2025 as Best Luxury Boutique Real Estate Consultancy on the Costa Blanca, we ensure a smooth, secure, and enjoyable property-buying experience for our clients.

This guide covers everything you need to know, from selecting the perfect location to signing the final title deed.

1. Why Buy on the Costa Blanca?

The Costa Blanca (White Coast) stretches over 200 km along Spain’s southeastern coast, boasting over 300 days of sunshine, Blue Flag beaches, charming coastal towns, and a thriving expat community. But beyond its beauty, why do so many people choose to invest in property here?

✅ High Quality of Life

• Warm climate, healthy Mediterranean cuisine, and a relaxed way of life.
• Excellent healthcare system with both public and private options.
• A safe environment with a welcoming international community.

✅ Strong Investment Potential

• A growing real estate market with increasing demand for holiday rentals.
• Properties that offer excellent value compared to other European coastal hotspots.
• Potential for long-term appreciation due to limited coastal land availability.

✅ Great Accessibility

• Two major international airports (Alicante and Valencia) offering direct flights across Europe.
• Well-developed roads and public transport, making it easy to explore the region.

2. Choosing the Right Location

The Costa Blanca is diverse, offering something for every buyer. The key is to choose an area that suits your lifestyle and investment goals.

Northern Costa Blanca (Luxury & Tranquility)

• Jávea & Moraira – Ideal for those seeking an upscale, peaceful coastal town with stunning sea views.
• Altea – Known for its picturesque old town, charming whitewashed houses, and artistic vibe.
• Denia – A lively yet authentic Spanish town with a beautiful marina and ferry connections to Ibiza.
• Benidorm – Famous for its high-rise skyline, entertainment, and golden sandy beaches. Though known for its vibrant nightlife, it also offers quiet residential areas and excellent investment opportunities.

Southern Costa Blanca (Affordable & Lively)

• Alicante – A vibrant coastal city with a mix of modern and traditional Spanish charm.
• Torrevieja & Orihuela Costa – Affordable beachside properties with a strong expat presence.
• Santa Pola & Guardamar del Segura – Traditional Spanish coastal towns with beautiful beaches and a relaxed atmosphere.
• Pilar de la Horadada & San Pedro del Pinatar – Ideal for those looking for a mix of authentic Spanish culture and modern amenities, close to the Murcia region.

At AP Properties Spain, we help you find the perfect area based on your lifestyle, budget, and long-term plans.

3. Finding the Right Real Estate Agent

Before diving into the legal steps, the first and most crucial decision is selecting a trusted real estate agent. A professional agent will:

• Understand your needs and recommend the best areas and properties.
• Guide you through the legal and financial aspects of buying in Spain.
• Negotiate the best price and protect your interests throughout the process.
• Connect you with reputable lawyers and mortgage brokers for a hassle-free experience.

At AP Properties Spain, we take pride in offering a personalized, stress-free service, ensuring our clients secure their dream home with confidence.

4. The Buying Process in Spain: Step by Step

Step 1: Define Your Budget & Financial Planning

Before searching for a property, set a realistic budget considering additional costs such as taxes, legal fees, and potential renovations. If you need financing, explore mortgage options with Spanish banks or international lenders.

Step 2: Work with Your Real Estate Agent & Lawyer

Your agent will help you find suitable properties, and your lawyer will ensure the legal side is handled correctly. At AP Properties Spain, we work with experienced lawyers who help you in your own mother language and who offer comprehensive services, including obtaining your NIE (Número de Identificación de Extranjero)—which is necessary for property purchases, tax payments, and opening a Spanish bank account.

Step 3: Property Viewings & Due Diligence

We organize personalized property tours and conduct a full legal check on the chosen property, ensuring there are no debts, building irregularities, or legal issues.

Step 4: Signing the Reservation Agreement

Once you’ve found your ideal property, a reservation contract is signed, typically requiring a deposit of €3,000-€6,000 to take the property off the market.

Step 5: The Private Purchase Contract (Contrato de Arras)

This legally binding contract is signed within 2-4 weeks after the reservation. At this stage, a 10% deposit is paid, and the seller commits to the sale. If they withdraw, they must refund double the deposit.

Step 6: Finalizing the Purchase at the Notary

The final signing takes place at a Spanish notary office, where you pay the remaining amount and officially receive the property title (Escritura Pública).

5. Costs & Taxes When Buying Property in Spain

Aside from the property price, buyers should budget for:

In total add 14% to the netto purchase price and you have a realistic view on your total expense.

6. Financing Options for Foreign Buyers

Non-residents can apply for a Spanish mortgage with most banks offering financing up to 70% of the property value. Mortgage terms typically range from 20-25 years, with interest rates varying depending on market conditions.

At AP Properties Spain, we assist our clients in securing the best mortgage deals through our network of trusted lenders.

7. Why Choose AP Properties Spain?

Finding the right property is just the beginning. Ensuring a smooth, stress-free buying experience requires working with experts who prioritize your needs. Here’s why clients trust AP Properties Spain:

✅ Award-Winning Service – Recognized as Best Luxury Boutique Real Estate Consultancy on the Costa Blanca (Luxury Lifestyle Awards 2024 and 2025). 

✅ Exclusive Listings – Access to the best properties, from luxury villas to charming townhouses. 

✅ Personalized Assistance – We guide you through every step, from legal paperwork to finalizing the deal. 

✅ Multilingual Team – We speak your language and understand the unique challenges of international buyers.

8. Start Your Costa Blanca Property Journey Today!

Buying property on the Costa Blanca is an exciting investment in your future. Whether you’re looking for a seaside villa, a modern apartment, or a countryside retreat, AP Properties Spain is here to help.

Let’s turn your dream of owning a home in Spain into a reality!